Wednesday, October 18, 2017

Final Numbers

splint + x-ray + ibuprofen = $2,262.16

From my emergency room visit back in July, the final insurance payments and billings have all been processed.

Here's the final tally -

Emergency Room $1,893.16 - $1,127.76 (BC/BS Payment) = $765.40 (Bill's Payment)

Emergency Room Doctor $330.00 - $183.64 (BC/BS Payment) = $146.36 (Bill's Payment)

Emergency Room X-Ray $39.00 - $14.29 (BC/BS Payment) = $24.71 (Bill's Payment)

Total Charges = $2,262.16

Bill's Total Out of Pocket = $936.47

Plus  there were the follow up visits with the Orthopaedic Doctor and my General Practitioner.

The NC State Health Plan does follow up calls (Health Smart) to monitor what's going on. And to give health / life coaching and such. In my case, the life coaching is lose weight and stop being a fat ass.

But, I digress.

The Health Smart people agreed with the Orthopaedic Doctor. Generally speaking, don't go to the emergency room unless it's a life threatening issue.

If it's during the day - call your doctor and go there. If after hours or weekends - Go to an After Hours Clinic (Doc-In-A-Box).

Per BC/BS Health Smart - going to a Clinic would have limited my out of pocket to $100.00 plus copays for the splint and x-ray and meds. Total would have been well under $150.

And the charges to BC/BS would likely have been around $300 - $400 for a typical DIAB visit.

Live and learn.

Football

I hope this year isn't just a one hit wonder - but the start of a solid, clean, winning program.

Coach Doeren, the program and the team feels right.

This week is a bye week. Then @Notre Dame and back home for Clemson. Win or lose, it's great expecting we'll be competitive with both teams.

1 comment:

Anonymous said...

Looking forward to a bowl game in Florida!! ;)
2) Take care of yourself--That was expensive advice!
mike of reston